For the purpose of this privacy policy, “We”, “Us” and “Our” means Pangean Global Services Private Limited (“Company”) and “You”, “Your” and “User” means any person who accesses or uses Our website www.chitmonks.in (“Website”) or ChitMonks Mobile Application (“App”). This Privacy Policy must be read along with the Terms of Use available at https://www.chitmonks.com/legal/terms.html.

In the course of registering for and availing various services We provide from time to time through the Website/App (“Services”) You may be required to give Your name, address, contact number, email address and the chit funds that You subscribe to (“User Information”). By using the Website/App and registering yourself You authorize Us, Our affiliates & Our associate partners to contact You via email or phone call or SMS and offer You their services for the product You have opted for, imparting product knowledge or offer promotional offers, as well as for web aggregation. You authorize Us to contact You for a period of 90 days from Your registration with Us irrespective of having registered under DND or DNC or NCPR services. Additionally, by registration You authorize Us to send SMS/email alerts to You for Your login details and any other service requirements or advertising messages/emails from Us. Further when we call you for providing details, you authorize us to record the conversation for Quality and Training purposes.

You acknowledge that You are disclosing User Information voluntarily. Prior to the completion of any registration process on the Website/App or prior to availing of any Services offered on Our website if You wish not to disclose any Personal Information You may refrain from doing so; however if You don’t provide information that is requested, it is possible that the registration process would be incomplete and/or You may not be able to avail of Our Services.

We are committed to protecting the privacy and confidentiality of all User Information that You may share as a user of Our Website/App. In furtherance of the confidentiality with which We treat User Information We have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information We collect online. To protect Your privacy and security, We will also take reasonable steps to verify Your identity before granting access or making corrections. This policy does not apply to the practices of organizations that We do not own or to people that We do not employ or manage. We may use third-party advertising companies and/or ad agencies to serve ads when You visit Our Web site. These companies may use information (excluding User Information) about Your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to You. There might be affiliates or other sites linked to Our web site. Personal information that You provide to those sites are not Our property. The affiliated sites may have different privacy practices and We encourage You to read their privacy policies.

We will not sell or rent User Information to anyone other than as specifically noted herein. Notwithstanding the foregoing, We may share, sell and/or transfer Your User Information to an affiliate and/or associate partner, as agreed by You in the Terms of Use. We will share User Information if We have Your consent or deemed consent to do so or if We are compelled by law (including court orders) to do so.

Notwithstanding anything mentioned above, We reserve the right to contact You via any mechanisms, not limited to email, sms, or phone calls, to solicit feedback of Your experience and to provide any additional services that You would be eligible for, either as a customer or as a visitor. We are not liable for any damages occurring to You as part of feedback solicitation and additional service provision.

We reserve the right to amend this policy from time to time, at Our discretion. Any updates will be posted on the Website/App. If You have questions or concerns about Our Privacy Policy or any other policies please email Us at info@chitmonks.com